Products

Home Loans
BUSINESS loans

Home Loans

Our Offerings

Whether you’re buying or constructing a new house, or simply improving, repairing or expanding your old one, Satin Housing Finance has just the right product for you, with Urban Home Loans and Micro Home Loans basis your property location and requirements. Just fill the contact form below and we’ll be in touch to get you started on your beautiful journey to a new home!

Loan for purchase of ready built/ under-construction residential property

FEATURES	URBAN HOME LOAN	MICRO HOME LOAN
Loan Range	Rs. 5,00,000 – 40,00,000 *	Rs. 1,00,000 – 7,00,000 *
Repayment Time Period	Maximum loan tenure of 20 years *	Maximum loan tenure of 7 years *
Rate of Interest	Competitive ROI**	Competitive ROI**
Note: May vary on case basis * The ROI is ranging between 9% – 25% for different products of the Company The below mention criteria’s are common for all Products
Eligibility	Minimum 21 years at the commencement of the Loan Upto 70 years of age at Loan Maturity Borrower should have a Bank Account Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
Documents required	Application form Valid KYC documents of all applicants Identity Proof (Pan Card, Election Card, Passport etc.) Address proof (Electricity Bill, Ration card, Passport etc.) Income Proof Documents Bank Passbook or Bank Statements Property Documents Business Vintage Proof, if any
Repayment Options	EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).

Loan for construction of a residential property

FEATURES	URBAN HOME LOAN	MICRO HOME LOAN
Loan Range	Rs. 5,00,000 – 40,00,000 *	Rs. 1,00,000 – 7,00,000 *
Repayment Time Period	Maximum loan tenure of 20 years *	Maximum loan tenure of 7 years *
Rate of Interest	Competitive ROI**	Competitive ROI**
Note: May vary on case basis * The ROI is ranging between 9% – 25% for different products of the Company The below mention criteria’s are common for all Products
Eligibility	Minimum 21 years at the commencement of the Loan Upto 70 years of age at Loan Maturity Borrower should have a Bank Account Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
Documents required	Application form Valid KYC documents of all applicants Identity Proof (Pan Card, Election Card, Passport etc.) Address proof (Electricity Bill, Ration card, Passport etc.) Income Proof Documents Bank Passbook or Bank Statements Property Documents Business Vintage Proof, if any
Repayment Options	EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).

Loan for extension on an existing residential house be it an additional room, additional floor, a larger bathroom, or even enclosing an open balcony etc.

FEATURES	URBAN HOME LOAN	MICRO HOME LOAN
Loan Range	Rs. 5,00,000 – 40,00,000 *	Rs. 1,00,000 – 7,00,000 *
Repayment Time Period	Maximum loan tenure of 20 years *	Maximum loan tenure of 7 years *
Rate of Interest	Competitive ROI**	Competitive ROI**
Note: May vary on case basis * The ROI is ranging between 9% – 25% for different products of the Company The below mention criteria’s are common for all Products
Eligibility	Minimum 21 years at the commencement of the Loan Upto 70 years of age at Loan Maturity Borrower should have a Bank Account Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
Documents required	Application form Valid KYC documents of all applicants Identity Proof (Pan Card, Election Card, Passport etc.) Address proof (Electricity Bill, Ration card, Passport etc.) Income Proof Documents Bank Passbook or Bank Statements Property Documents Business Vintage Proof, if any
Repayment Options	EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).

Loan for renovation/ makeover, both internal, as well as external, of an existing residential house like tiling and flooring, painting, plumbing and electrical work, waterproofing and roofing, grills and aluminium windows, waterproofing on terrace, construction of underground/overhead water tank, paving of compound wall etc.

FEATURES	URBAN HOME LOAN	MICRO HOME LOAN
Loan Range	Rs. 5,00,000 – 40,00,000 *	Rs. 1,00,000 – 7,00,000 *
Repayment Time Period	Maximum loan tenure of 20 years *	Maximum loan tenure of 7 years *
Rate of Interest	Competitive ROI**	Competitive ROI**
Note: May vary on case basis* The ROI is ranging between 9% – 25% for different products of the Company The below mention criteria’s are common for all Products**
Eligibility	Minimum 21 years at the commencement of the Loan Upto 70 years of age at Loan Maturity Borrower should have a Bank Account Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
Documents required	Application form Valid KYC documents of all applicants Identity Proof (Pan Card, Election Card, Passport etc.) Address proof (Electricity Bill, Ration card, Passport etc.) Income Proof Documents Bank Passbook or Bank Statements Property Documents Business Vintage Proof, if any
Repayment Options	EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).

BUSINESS loans

Our Offerings

Whether you’re launching your own venture, expanding the family business or trying to full new customer needs, Satin Housing Finance has just the right product for you, with Urban Business Loans and Micro Home Loans, basis your property location and requirements. Just fill the contact form below and we’ll be in touch to get you started on your entrepreneurial journey to success!

Loan Against Property

FEATURES	URBAN BUSINESS LOAN	MICRO BUSINESS LOAN
Loan Range	Rs. 5,00,000 – 25,00,000 *	Rs. 1,00,000 – 7,00,000 *
Repayment Time Period	Maximum loan tenure of 15 years *	Maximum loan tenure of 7 years *
Rate of Interest	Competitive ROI**	Competitive ROI**
Note: May vary on case basis * The ROI is ranging between 9% – 25% for different products of the Company The below mention criteria’s are common for all Products
Eligibility	Minimum 21 years at the commencement of the Loan Upto 70 years of age at Loan Maturity Borrower should have a Bank Account Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
Documents required	Application form Valid KYC documents of all applicants Identity Proof (Pan Card, Election Card, Passport etc.) Address proof (Electricity Bill, Ration card, Passport etc.) Income Proof Documents Bank Passbook or Bank Statements Property Documents Business Vintage Proof, if any
Repayment Options	EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).

FEATURES	URBAN BUSINESS LOAN	MICRO BUSINESS LOAN
Amount	Loan amount up to Rs.25,00,000	Loan amount up to Rs.4,00,000
Maximum Repayment Time Period	Maximum loan tenure of 15 years	Maximum loan tenure of 5 years
Rate of Interest	Competitive ROI	Competitive ROI
The below mention criteria’s are common for all Products
Eligibility	Minimum 21 years at the commencement of the Loan Upto 70 years of age at Loan Maturity Borrower should have a Bank Account Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
Documents required	Application form Valid KYC documents of all applicants Identity Proof (Pan Card, Election Card, Passport etc.) Address proof (Electricity Bill, Ration card, Passport etc.) Income Proof Documents Bank Passbook or Bank Statements Property Documents Business Vintage Proof, if any
Repayment Options	EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).

FEATURES	URBAN BUSINESS LOAN	MICRO BUSINESS LOAN
Amount	Loan amount up to Rs.25,00,000	Loan amount up to Rs.4,00,000
Maximum Repayment Time Period	Maximum loan tenure of 15 years	Maximum loan tenure of 5 years
Rate of Interest	Competitive ROI	Competitive ROI
The below mention criteria’s are common for all Products
Eligibility	Minimum 21 years at the commencement of the Loan Upto 70 years of age at Loan Maturity Borrower should have a Bank Account Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
Documents required	Application form Valid KYC documents of all applicants Identity Proof (Pan Card, Election Card, Passport etc.) Address proof (Electricity Bill, Ration card, Passport etc.) Income Proof Documents Bank Passbook or Bank Statements Property Documents Business Vintage Proof, if any
Repayment Options	EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).

Benchmark Rates

Prime Lending Rate (PLR) of the company is 27.00%, which is subject to change from time to time. The effective Interest rates may vary based on the Loan product/ scheme chosen and based on profile of the customers. For details, Please contact our nearest office.

Products

Products

Home Loans

Home Loans

Our Offerings

BUSINESS loans

BUSINESS loans

Our Offerings

Benchmark Rates

Our Process

We Verify Your Loan Request

We Collect your Documents

We Sanction
the Loan

Products

Products

Home Loans

Home Loans

Our Offerings

BUSINESS loans

BUSINESS loans

Our Offerings

Benchmark Rates

Our Process

We Verify Your Loan Request

We Collect your Documents

We Sanction the Loan

We Sanction
the Loan